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Charles "Chuck" Finzer

Tallest Realtor In Anthem - Realtor - Forever Agent
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Two Graphs That Show Why You Shouldn't Be Upset About 3% Mortgage Rates

By Keeping Current Matters - November 09, 2021
With the average 30-year fixed mortgage rate from Freddie Mac climbing above 3%, rising rates are one of the topics dominating the discussion in the housing market today. And since experts project rates will rise further in the coming months, that conversation isn’t going away any time soon. But as a homebuyer, what do rates above 3% really mean?
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Sellers Have Incredible Leverage in Today’s Market

By Keeping Current Matters - November 02, 2021
What is Lorem Ipsum? Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popul
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What Does the Future Hold for Home Prices?

By Keeping Current Matters - October 19, 2021
  If you’re looking to buy or sell a house, chances are you’ve heard talk about today’s rising home prices. And while this increase in home values is great news for sellers, you may be wondering what the future holds. Will prices continue to rise with time, or should you expect them to fall? To answer that question, let’s first understand a few terms you may
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Don't Wait for a Lower Mortgage Rate – It Could Cost You

By Keeping Current Matters - October 12, 2021
Today’s housing market is truly one for the record books. Over the past year, we’ve seen the lowest mortgage rates in history. And while those rates seemed to bottom out in January of this year, the golden window of opportunity for buyers isn’t over just yet. If you’re one of the buyers who worry they’ve missed out, rest assured today’s mortgage rat
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4 Tips To Prep for Your Home Sale This Fall

By Keeping Current Matters - October 05, 2021
Even in a hot sellers’ market like today’s in which homes are selling so quickly, it’s still important to make a good first impression on potential buyers. Taking the time upfront to prep your house appropriately can bring in the greatest return on your investment. Here are four simple tips to make sure you maximize the sale of your house this fall. 1. Price I
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If You're a Buyer, Is Offering Asking Price Enough?

By Keeping Current Matters - September 28, 2021
  In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. From there, the buyer and seller typically negotiate and agree on a revised price somewhere in the middle.
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The Truth About Today’s Buyer Demand

By Keeping Current Matters - September 21, 2021
When it comes to the latest news in real estate, there are a lot of sensational headlines in the media. In times like this, when it can be hard to know what to believe, put your trust in the experts. Those of us in the housing market respect that buying or selling a home is a major life decision, and we offer advice based on what the data shows. Despite what you may have read, the ho
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Home Price Appreciation Is Skyrocketing in 2021. What About 2022?

By Keeping Current Matters - September 14, 2021
  One of the major story lines over the last year is how well the residential real estate market performed. One key metric in the spotlight is home price appreciation. According to the latest indices, home prices are skyrocketing this year. Here are the latest percentages showing the year-over-year increase in home price appreciation: The House Price Index (HPI) from the&nbs
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Why 2021 Is Still the Year To Sell Your House

By Keeping Current Matters - August 31, 2021
  If you’re trying to decide whether or not to sell your house, this is the time to think seriously about making a move. Fannie Mae’s recent Home Purchase Sentiment Index (HPSI) reveals the number of respondents who say it’s a good time to sell is higher now than it was over the past few summers (see graph below). Today, the majori
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What Do Experts Say About Today's Mortgage Rates?

By Keeping Current Matters - August 24, 2021
Mortgage rates are hovering near record lows, and that’s good news for today’s homebuyers. The graph below shows mortgage rates dating back to 2016 and where today falls by comparison.Generally speaking, when rates are low, you can afford more home for your money. That’s why experts across the industry agree – today’s low rates present buyers with an&nbsp
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What Does Being in a Sellers’ Market Mean?

By David Childers - August 17, 2021
Whether or not you’ve been following the real estate industry lately, there’s a good chance you’ve heard we’re in a serious sellers’ market. But what does that really mean? And why are conditions today so good for people who want to list their house? It starts with the number of houses available for sale. The latest Existing Home Sales Report from the&nb
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Surprising Shift Favors Homeowners: Buyers Now Prefer Existing Homes

By David Childers - August 10, 2021
In April, the National Association of Home Builders (NAHB) posted an article, Home Buyers’ Preferences Shift Towards New Construction, which reported: “60% of people who were looking to buy a home in 2020 said they’d prefer new construction to an existing home.” However, it seems buyers are now shifting their preferences back to existing homes. T
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